Get your first Pre-Foreclosure list started free: 3 property lookups + 100 credits toward the list.
Start free →Property lookups are 100% free. Credits cover up to 40% of a list's records, you cover the rest. No surprise paywall.
Owners flagged in active pre-foreclosure: Notice of Default and lis pendens, the first public step toward losing the home, while they still control it and still have time to sell. Skip-traced, DNC-scrubbed, pulled fresh the moment you order. Pay-as-you-go by default. $0.22 a row, $0.50 minimum, no forced monthly subscription. Running volume? An optional plan drops your rate.
Three windows, three different outreach plays. The list is the pre-foreclosure cohort; here is how the deal converts as the clock runs.
Owner still on title and reachable. Often still in denial, so loss-mitigation framing ("avoid a foreclosure on your record") converts better than a hard cash pitch.
Owner knows the gavel is coming. The wholesaler sweet spot: a clean 14-day cash close that clears the problem before the sale.
Property sells or reverts to the bank. No owner left to negotiate with. You bid against the open market. Different game.
Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.
of records return at least one phone. Owner-occupied traces well.
Every phone checked against the Do-Not-Call registry before you download.
Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.
The live count you see before you pay is the count in your county right now. Most services cache monthly snapshots; we query at order time. CA, FL, TX and NY recorders update same-week, and smaller counties run on their own schedule.
Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 leads for a test campaign and pay eleven dollars.
Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.
Get started →Wrong outreach pattern = blocklist and state-AG complaints. Right outreach = 7-day cash deals. Four buyer types work it four different ways.
The bulk of the buyer base. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.
Negotiate a discounted payoff with the lender on the owner's behalf. Lower margin per deal, more deals per list. Many owners would rather keep their credit clean than take a quick cash sale.
Lend enough to cure the default, take a first-lien position, refi out in 12-18 months. Low conversion, high ticket ($50-200k loan).
Some states allow strong defenses to stall or void a foreclosure. Owners hit with a default are actively searching, and direct attorney outreach at this window converts well.
Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus a high loan-to-value, called distress. That flags half a county. The real default-stage signal is tight.
Owners flagged in active pre-foreclosure: Notice of Default in non-judicial states, lis pendens in judicial ones. A real default-stage cohort, not a late-payment estimate. Los Angeles County returns about 4,900, the order of magnitude of true active filings, not the six-figure dump a soft proxy gives you.
Once a home is bank-owned, the owner is gone and there is no one to negotiate with. Pre-foreclosure is the only window to reach the person who still holds the keys.
Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a deal before you call.
The court-document detail (exact filing date, default amount, auction date) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh at order. Filings are public record, so we do not promise exclusivity.
The tools usually recommended for pre-foreclosure leads are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, and keep an optional plan for high-volume teams who want a lower rate.
Pull 50 leads for a test campaign and pay eleven dollars. Pull 5,000 next month and pay for 5,000. Never pay for a month you didn't use. When you scale, an optional plan drops your per-row rate.
The things buyers actually ask before their first list.
All 50 states, each built on that state's real filing volume and its own foreclosure law, judicial or non-judicial. Live counts are shown before you pay.
Notice of Default + lis pendens owners, skip-traced and DNC-scrubbed. Reach them while they still hold the keys.
Get Started →