Vermont · Judicial · Live
Vermont
Pre-Foreclosure

Vermont uses strict foreclosure: the court sets a six-month redemption, and if it lapses title passes without a sale.

Vermont is judicial and unusual: in strict foreclosure the court issues a decree with a six-month redemption, and if the owner does not redeem, title passes to the lender without a sale. A lis pendens starts the case. We reach owners at the filing. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 14 counties. $0.22 a row, $0.50 minimum, no subscription.

~51
Active in VT
14
Counties
90+
Columns
$0.22
Per row
Sample record · Chittenden County, VT
Lis pendens filed
In litigation · owner on title
Property1234 Example Ave, Chittenden VT
Owner[sample record]
Estimated equity$214,600 · 40%
Mortgage / lender$312,800 · on file
Mobile · DNC clear(802) 555-0147
Illustrative sample · 90+ columns per real record
The Vermont window

A judicial clock to a six-month redemption

Vermont foreclosures run through the court, and strict foreclosure is common. Three public stages, and our list is the first, while the owner can still redeem.

Your list
Stage 1 · lis pendens
Suit filed

The lender files a lis pendens and complaint in court. Owner still on title and reachable. Your list.

Stage 2 · strict-foreclosure decree
6-month redemption

The court issues a strict-foreclosure decree setting a six-month redemption (or shorter). The owner stays on title through it.

Stage 3 · title or sale
Auction / REO

If the owner does not redeem, the lender gets a writ of possession, or the court orders a sale if there is equity. Owner gone once redemption lapses.

Where it is concentrated

Vermont pre-foreclosure, by county

Live active-inventory volume from our own data, pulled at order. The Vermont metros lead. Pull any single county or combine several.

Washington
22
Rutland
17
Windsor
9
Windham
3

Leading counties by current inventory · live count shown before you pay · ~51 statewide

Inside the data

What lands in every Vermont record

Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.

pre_foreclosure_vermont.csv
Lis pendens filed
In litigation · owner on title
Property1234 Example Ave, Chittenden VT
Owner[sample record]
Estimated equity$214,600 · 40%
Mortgage balance$312,800
Years owned13
Mobile · DNC clear(802) 555-0147
Filing matchedDNC clearOwner found90+ cols
Reachability
70-80%

of records return at least one phone. Owner-occupied Vermont traces well.

Compliance

DNC-scrubbed

Every phone checked against the Do-Not-Call registry before you download.

Full profile

90+ columns per row

Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.

lis_pendensequity %owner6 phones3 emailsAPNlast salevacanttax_delinquent
Freshness

Pulled at order, not a cached file

The live count you see before you pay is the count in your Vermont county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.

Pricing
$0.22 / row

Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Chittenden leads for a test and pay eleven dollars.

Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.

Get started →
Who works Vermont pre-foreclosure

A strict-foreclosure judicial market

Vermont sets a six-month redemption, not an auction date, so the owner is reachable for months. Four buyer types work it four different ways.

Cash-buyer wholesalers

14-day-close wholesale

The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.

Loss-mit specialists

Short-sale + DIL

Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.

Hard-money lenders

Bridge loan to cure

Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.

Defense attorneys

Foreclosure defense

Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.

Best for

  • Wholesalers running the Vermont metros cash-offer campaigns
  • Loss-mitigation and short-sale services during the case
  • Hard-money and bridge lenders on equity
  • Foreclosure-defense attorneys answering a filed complaint

Not for

  • Post-sale REO or confirmed-sale tracking (owner already gone)
  • Buyers who need the case number, filing date or sale date in the file
  • Anyone who wants a forced monthly subscription bundle
  • List-renters expecting exclusive, single-seat data
How Vermont foreclosure works

The filed-lis-pendens signal, not a soft-proxy guess

Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Vermont gives a cleaner public signal, and we use it.

Judicial, strict foreclosure

Vermont forecloses through the court, and strict foreclosure is common: the court sets a redemption period and title passes without a sale if there is no equity. The public signal is a filed lis pendens. Vermont inventory in our data is concentrated in the metros.

A six-month redemption

The strict-foreclosure decree sets a six-month redemption from the date of the decree, unless shortened. That window is when the owner still holds title and is reachable.

Enriched, ready to dial

Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a Vermont deal before you call.

What we do not ship

The recorder or court document detail (exact dates, amounts, case or sale numbers) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.

Pay-as-you-go, not a forced subscription

Every other Vermont pre-foreclosure tool makes you subscribe first

The tools usually recommended for Vermont pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.

ToolPricing modelPay-as-you-go
PropStream~$99 / month
REDX~$50 / month
PropertyRadar~$50 / month
Skip Trace Depot$0.22 / row · plan optional

Pull 50 Chittenden leads for a test campaign and pay eleven dollars. Pull 5,000 across Vermont next month and pay for 5,000. Never pay for a month you didn't use.

Questions

Vermont pre-foreclosure FAQ

The things Vermont buyers actually ask before their first list.

Skip Trace Depot sells Vermont pre-foreclosure lists pay-as-you-go: pick the state, a county, or a ZIP, see the live count, and pay $0.22 a row, $0.50 minimum, with no subscription. Skip-traced and DNC-scrubbed, 90+ columns per row.
The live count for your exact geography is shown before you pay. Inventory is concentrated in the Vermont metros, led by Washington and Rutland.
Judicial, and unusual: strict foreclosure is common. The court sets a six-month redemption and title passes to the lender without a sale if there is no equity. A lis pendens starts the case.
After the lis pendens, the court issues a strict-foreclosure decree with a six-month redemption from the decree. If the owner does not redeem, the lender gets possession, or a sale is ordered if there is equity.
By current inventory: Washington (Montpelier) and Rutland lead, with Windsor and Windham behind. You can pull any single county or combine several, and the live count is shown per geography before you pay.
Yes. Every record includes owner identity plus up to six phones and three emails, and every phone is checked against the Do-Not-Call registry before you download. You still own TCPA and Vermont state-law compliance before dialing or texting.
$0.22 per delivered row pay-as-you-go, $0.50 minimum, no subscription required. Pull 50 leads for a test campaign and pay eleven dollars. If you run steady volume, an optional plan lowers the per-row rate.
Yes. Filter by state, county, or ZIP across all 14 Vermont counties, see the available count for that exact geography, and pull only what you want.

Build your Vermont pre-foreclosure list.

Vermont owners in active foreclosure, skip-traced and DNC-scrubbed. Reach them before the redemption lapses, while they still hold the keys.

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