Montana · Non-judicial · Live
Montana
Pre-Foreclosure

Montana is non-judicial under the Small Tract Financing Act: a recorded notice of sale opens at least a 120-day window before the trustee sale.

Montana forecloses on a trust indenture under the Small Tract Financing Act, for tracts up to 40 acres: the trustee records a notice of sale at least 120 days before the sale, with a reinstatement right and no deficiency judgment. We reach owners at the notice. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 56 counties. $0.22 a row, $0.50 minimum, no subscription.

~309
Active in MT
56
Counties
90+
Columns
$0.22
Per row
Sample record · Yellowstone County, MT
Notice of sale
120-day window · owner on title
Property1234 Example Ave, Yellowstone MT
Owner[sample record]
Estimated equity$168,900 · 44%
Mortgage / lender$201,400 · on file
Mobile · DNC clear(406) 555-0148
Illustrative sample · 90+ columns per real record
The Montana window

A recorded 120-day Small Tract Financing Act clock

Montana foreclosures run on a trust indenture under the Small Tract Financing Act. Three public steps, and our list is the first, while the owner can still reinstate.

Your list
Stage 1 · notice of sale
120-day window

The trustee records a notice of sale at least 120 days before the sale and mails a copy. Owner still on title and reachable, with a reinstatement right. Your list.

Stage 2 · advertised to sale
Published notice

The notice is published and posted, the last at least 20 days before the sale. The countdown to the trustee sale.

Stage 3 · trustee sale
Auction / REO

A public trustee sale transfers the property, at least 120 days from the recorded notice. Owner gone.

Where it is concentrated

Montana pre-foreclosure, by county

Live active-inventory volume from our own data, pulled at order. Billings (Yellowstone) leads. Pull any single county or combine several.

Yellowstone
147
Flathead
20
Lewis and Clark
15
Gallatin
14
Cascade
14
Silver Bow
14
Missoula
11

Leading counties by current inventory · live count shown before you pay · ~309 statewide

Inside the data

What lands in every Montana record

Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.

pre_foreclosure_montana.csv
Notice of sale
120-day window · owner on title
Property1234 Example Ave, Yellowstone MT
Owner[sample record]
Estimated equity$168,900 · 44%
Mortgage balance$201,400
Years owned12
Mobile · DNC clear(406) 555-0148
Sale noticeDNC clearOwner found90+ cols
Reachability
70-80%

of records return at least one phone. Owner-occupied Montana traces well.

Compliance

DNC-scrubbed

Every phone checked against the Do-Not-Call registry before you download.

Full profile

90+ columns per row

Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.

pre_foreclosureequity %owner6 phones3 emailsAPNlast salevacanttax_delinquent
Freshness

Pulled at order, not a cached file

The live count you see before you pay is the count in your Montana county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.

Pricing
$0.22 / row

Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Yellowstone leads for a test and pay eleven dollars.

Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.

Get started →
Who works Montana pre-foreclosure

A trust-indenture non-judicial market

The recorded 120-day window gives a clean stretch to reach the owner. Four buyer types work it four different ways.

Cash-buyer wholesalers

14-day-close wholesale

The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.

Loss-mit specialists

Short-sale + DIL

Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.

Hard-money lenders

Bridge loan to cure

Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.

Defense attorneys

Foreclosure defense

Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.

Best for

  • Wholesalers running Billings and the Montana metros cash-offer campaigns
  • Loss-mitigation and short-sale services inside the notice window
  • Hard-money and bridge lenders on equity
  • Foreclosure-defense attorneys challenging a defective notice

Not for

  • Post-sale REO or trustee-deed tracking (owner already gone)
  • Buyers who need the exact notice date, amount or sale date in the file
  • Anyone who wants a forced monthly subscription bundle
  • List-renters expecting exclusive, single-seat data
How Montana foreclosure works

The recorded-notice signal, not a soft-proxy guess

Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Montana gives a cleaner public signal, and we use it.

Non-judicial, Small Tract Financing Act

Montana forecloses without a lawsuit, on a trust indenture under the Small Tract Financing Act for tracts up to 40 acres. The recorded notice of sale is the public step. Montana returns about 300 active, the order of magnitude of true inventory, not a six-figure proxy dump.

A recorded 120-day window

The notice of sale is recorded at least 120 days before the sale, with a reinstatement right and no deficiency judgment for the lender. That is a clean window where the owner still holds title and is reachable.

Enriched, ready to dial

Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a Montana deal before you call.

What we do not ship

The recorder or court document detail (exact dates, amounts, case or sale numbers) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.

Pay-as-you-go, not a forced subscription

Every other Montana pre-foreclosure tool makes you subscribe first

The tools usually recommended for Montana pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.

ToolPricing modelPay-as-you-go
PropStream~$99 / month
REDX~$50 / month
PropertyRadar~$50 / month
Skip Trace Depot$0.22 / row · plan optional

Pull 50 Yellowstone leads for a test campaign and pay eleven dollars. Pull 5,000 across Montana next month and pay for 5,000. Never pay for a month you didn't use.

Questions

Montana pre-foreclosure FAQ

The things Montana buyers actually ask before their first list.

Skip Trace Depot sells Montana pre-foreclosure lists pay-as-you-go: pick the state, a county, or a ZIP, see the live count, and pay $0.22 a row, $0.50 minimum, with no subscription. Skip-traced and DNC-scrubbed, 90+ columns per row.
About 300 across the state at the moment you order, led by Billings (Yellowstone). The exact live count for your county or ZIP is shown before you pay.
Non-judicial. Montana forecloses on a trust indenture under the Small Tract Financing Act for tracts up to 40 acres, with a recorded notice of sale at least 120 days before the trustee sale and no court case.
The trustee records a notice of sale at least 120 days before the trustee sale, publishes and posts it, and the owner can reinstate up to the sale. At least 120 days from the recorded notice to the sale.
By current inventory: Yellowstone (Billings) leads, followed by Flathead and Gallatin. You can pull any single county or combine several, and the live count is shown per geography before you pay.
Yes. Every record includes owner identity plus up to six phones and three emails, and every phone is checked against the Do-Not-Call registry before you download. You still own TCPA and Montana state-law compliance before dialing or texting.
$0.22 per delivered row pay-as-you-go, $0.50 minimum, no subscription required. Pull 50 leads for a test campaign and pay eleven dollars. If you run steady volume, an optional plan lowers the per-row rate.
Yes. Filter by state, county, or ZIP across all 56 Montana counties, see the available count for that exact geography, and pull only what you want.

Build your Montana pre-foreclosure list.

About 300 Montana owners in the trust-indenture process, skip-traced and DNC-scrubbed. Reach them in the 120-day window, while they still hold the keys.

Get Started →