Rhode Island forecloses by power of sale, but the lender must first send a mediation notice before the loan is 120 days delinquent, then publish the sale three weeks and mail it 30 days out. We reach owners at the notice. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 5 counties. $0.22 a row, $0.50 minimum, no subscription.
Rhode Island forecloses by power of sale, front-loaded with a mediation notice. Three public steps, and our list is the first.
Before the loan is 120 days delinquent, the lender sends a mediation notice. Owner still on title and reachable, the earliest workable moment. Your list.
The lender publishes the notice of sale once a week for three weeks and mails it at least 30 days before the first publishing. The countdown to the auction.
The property is sold at a public power-of-sale auction. Owner gone.
Live active-inventory volume from our own data, pulled at order. Providence County carries most of it. Pull any single county or combine several.
Leading counties by current inventory · live count shown before you pay · ~603 statewide
Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.
of records return at least one phone. Owner-occupied Rhode Island traces well.
Every phone checked against the Do-Not-Call registry before you download.
Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.
The live count you see before you pay is the count in your Rhode Island county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.
Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Providence leads for a test and pay eleven dollars.
Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.
Get started →Rhode Island front-loads a mediation notice, giving a clean early window. Four buyer types work it four different ways.
The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.
Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.
Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.
Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.
Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Rhode Island gives a cleaner public signal, and we use it.
Rhode Island forecloses by power of sale, but front-loads a pre-foreclosure mediation notice before any sale. Rhode Island returns about 600 active, the order of magnitude of true inventory, not a six-figure proxy dump.
The mediation notice comes before the loan is 120 days delinquent, then the notice of sale is published three weeks and mailed 30 days out. A clean early window where the owner still holds title and is reachable.
Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a Rhode Island deal before you call.
The recorder or court document detail (exact dates, amounts, case or sale numbers) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.
The tools usually recommended for Rhode Island pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.
Pull 50 Providence leads for a test campaign and pay eleven dollars. Pull 5,000 across Rhode Island next month and pay for 5,000. Never pay for a month you didn't use.
The things Rhode Island buyers actually ask before their first list.
About 600 Rhode Island owners in the power-of-sale process, skip-traced and DNC-scrubbed. Reach them at the notice, while they still hold the keys.
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