Michigan · Non-judicial · Live
Michigan
Pre-Foreclosure

Michigan forecloses by advertisement, then gives a 6-month redemption period. The owner can hold the keys for months after the sheriff sale.

Michigan is non-judicial: the sale is advertised four weeks and held at a sheriff sale, but most homeowners then get a six-month redemption period to reclaim the property. That keeps the owner on title and reachable well past the sale. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 83 counties. $0.22 a row, $0.50 minimum, no subscription.

~13.1k
Active in MI
83
Counties
90+
Columns
$0.22
Per row
Sample record · Wayne County, MI
Pre-foreclosure
Pre-sale · owner reachable
Property1234 Example Ave, Wayne MI
Owner[sample record]
Estimated equity$118,400 · 49%
Mortgage / lender$128,700 · on file
Mobile · DNC clear(313) 555-0150
Illustrative sample · 90+ columns per real record
The Michigan window

Advertised to sale, then a 6-month redemption

Michigan forecloses by advertisement under MCL 600.3201, and most owners get a redemption period after the sale. Three public stages, and the owner is reachable through most of them.

Your list
Stage 1 · advertised to sale
4-week notice

The foreclosure is advertised in a county newspaper for four consecutive weeks and posted on the property. Owner still on title and reachable. Your list.

Stage 2 · sheriff sale
Auction

The property is sold at a sheriff sale at the county circuit court. But in Michigan this is not the end of the road.

Stage 3 · 6-month redemption
Owner can still act

Most homeowners get a six-month redemption period after the sale to reclaim the property, so the owner stays reachable for months past the auction.

Where it is concentrated

Michigan pre-foreclosure, by county

Live active-inventory volume from our own data, pulled at order. Metro Detroit, led by Wayne and Macomb, carries most of it. Pull any single county or combine several.

Wayne
2,747
Macomb
1,666
Oakland
834
Genesee
615
Kent
426
Ingham
287
Kalamazoo
208
Washtenaw
188

Leading counties by current inventory · live count shown before you pay · ~13,091 statewide

Inside the data

What lands in every Michigan record

Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.

pre_foreclosure_michigan.csv
Pre-foreclosure
Pre-sale · owner reachable
Property1234 Example Ave, Wayne MI
Owner[sample record]
Estimated equity$118,400 · 49%
Mortgage balance$128,700
Years owned16
Mobile · DNC clear(313) 555-0150
Default matchedDNC clearOwner found90+ cols
Reachability
70-80%

of records return at least one phone. Owner-occupied Michigan traces well.

Compliance

DNC-scrubbed

Every phone checked against the Do-Not-Call registry before you download.

Full profile

90+ columns per row

Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.

pre_foreclosureequity %owner6 phones3 emailsAPNlast salevacanttax_delinquent
Freshness

Pulled at order, not a cached file

The live count you see before you pay is the count in your Michigan county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.

Pricing
$0.22 / row

Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Wayne leads for a test and pay eleven dollars.

Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.

Get started →
Who works Michigan pre-foreclosure

An advertisement-and-redemption market

Michigan keeps the owner reachable from the advertisement through a six-month redemption. Four buyer types work it four different ways.

Cash-buyer wholesalers

14-day-close wholesale

The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.

Loss-mit specialists

Short-sale + DIL

Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.

Hard-money lenders

Bridge loan to cure

Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.

Defense attorneys

Foreclosure defense

Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.

Best for

  • Wholesalers working the pre-sale and the redemption window
  • Loss-mitigation and redemption-assistance services
  • Hard-money and bridge lenders on Michigan equity
  • Foreclosure-defense attorneys challenging a defective advertisement

Not for

  • Records where the redemption period has already expired (owner gone)
  • Buyers who need the exact sale date or redemption-expiry date in the file
  • Anyone who wants a forced monthly subscription bundle
  • List-renters expecting exclusive, single-seat data
How Michigan foreclosure works

The advertisement-stage signal, not a soft-proxy guess

Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Michigan gives a clean public signal, and we use it.

Non-judicial, by advertisement

Michigan forecloses without a lawsuit, by advertisement under MCL 600.3201, with the notice published four weeks. Michigan returns about 13,000 active, the order of magnitude of true inventory, not a six-figure proxy dump.

The redemption window

After the sheriff sale, most homeowners get a six-month redemption period to reclaim the property. That keeps the owner on title and reachable for months past the auction, a window most states do not give.

Enriched, ready to dial

Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a Michigan deal before you call.

What we do not ship

The recorder-document detail (exact sale date, redemption-expiry date, amount) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.

Pay-as-you-go, not a forced subscription

Every other Michigan pre-foreclosure tool makes you subscribe first

The tools usually recommended for Michigan pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.

ToolPricing modelPay-as-you-go
PropStream~$99 / month
REDX~$50 / month
PropertyRadar~$50 / month
Skip Trace Depot$0.22 / row · plan optional

Pull 50 Wayne leads for a test campaign and pay eleven dollars. Pull 5,000 across Michigan next month and pay for 5,000. Never pay for a month you didn't use.

Questions

Michigan pre-foreclosure FAQ

The things Michigan buyers actually ask before their first list.

Skip Trace Depot sells Michigan pre-foreclosure lists pay-as-you-go: pick the state, a county, or a ZIP, see the live count, and pay $0.22 a row, $0.50 minimum, with no subscription. The list is the active pre-foreclosure cohort, owners in the foreclosure-by-advertisement process, skip-traced and DNC-scrubbed, 90+ columns per row.
About 13,000 across the state at the moment you order, concentrated in metro Detroit (Wayne and Macomb). The exact live count for your county or ZIP is shown before you pay.
Non-judicial. Michigan lenders foreclose by advertisement under MCL 600.3201, without a lawsuit, then most homeowners get a six-month redemption period after the sheriff sale.
After a Michigan sheriff sale, most homeowners have a six-month period to redeem the property by paying the sale amount plus costs. The owner stays on title and reachable during that window, which is unusual among states.
The foreclosure is advertised in a county newspaper for four consecutive weeks and posted on the property, then sold at a sheriff sale. After the sale, a six-month redemption period typically runs. Our list targets the pre-sale and redemption windows.
By current inventory: Wayne (Detroit) and Macomb lead, followed by Oakland, Genesee (Flint) and Kent (Grand Rapids). You can pull any single county or combine several, and the live count is shown per geography before you pay.
Yes. Every record includes owner identity plus up to six phones and three emails, and every phone is checked against the Do-Not-Call registry before you download. You still own TCPA and Michigan state-law compliance before dialing or texting.
$0.22 per delivered row pay-as-you-go, $0.50 minimum, no subscription required. Pull 50 leads for a test campaign and pay eleven dollars. If you run steady volume, an optional plan lowers the per-row rate.
Yes. Filter by state, county, or ZIP across all 83 Michigan counties, see the available count for that exact geography, and pull only what you want.

Build your Michigan pre-foreclosure list.

About 13,000 Michigan owners in the foreclosure-by-advertisement process, skip-traced and DNC-scrubbed. Reach them through the sale and the redemption window, while they still hold the keys.

Get Started →