Iowa foreclosures go through the court: the lender must mail a notice of default and right to cure at least 30 days before filing, then a lis pendens and a sheriff sale, often with a redemption period after. We reach owners at the notice, with months of working time. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 99 counties. $0.22 a row, $0.50 minimum, no subscription.
Iowa foreclosures run through the court, with a right-to-cure notice up front and a redemption period after. Three public stages, and our list is the first.
The lender mails a notice of default and right to cure at least 30 days before filing, then files the suit and a lis pendens. Owner still on title and reachable. Your list.
The court enters judgment authorizing the sheriff sale. The owner remains on title through this phase.
The county sheriff sells the property, often with a redemption period after. Owner gone once redemption closes. The process commonly runs five to twelve months.
Live active-inventory volume from our own data, pulled at order. Des Moines (Polk) and the eastern Iowa metros lead. Pull any single county or combine several.
Leading counties by current inventory · live count shown before you pay · ~1,593 statewide
Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.
of records return at least one phone. Owner-occupied Iowa traces well.
Every phone checked against the Do-Not-Call registry before you download.
Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.
The live count you see before you pay is the count in your Iowa county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.
Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Polk leads for a test and pay eleven dollars.
Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.
Get started →Iowa judicial timelines and a redemption period give you months to reach the owner. Four buyer types work it four different ways.
The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.
Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.
Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.
Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.
Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Iowa gives a clean court-filed signal, and we use it.
Iowa forecloses through the court, with a mailed notice of default and right to cure at least 30 days before filing, so the public signal is a filed lis pendens. Iowa returns about 1,600 active, the order of magnitude of true litigation inventory, not a six-figure proxy dump.
The case proceeds to judgment and a sheriff sale, often with a redemption period of up to a year, which can be shortened if the lender waives a deficiency. Months of time to reach the owner while they still hold title.
Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score an Iowa deal before you call.
The court-document detail (case number, lis pendens date, scheduled sale date) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.
The tools usually recommended for Iowa pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.
Pull 50 Polk leads for a test campaign and pay eleven dollars. Pull 5,000 across Iowa next month and pay for 5,000. Never pay for a month you didn't use.
The things Iowa buyers actually ask before their first list.
About 1,600 Iowa owners in active foreclosure, skip-traced and DNC-scrubbed. Reach them before the sheriff sale, while they still hold the keys.
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