New York is judicial, so foreclosure starts with a lis pendens and a court case, and a mandatory settlement conference stretches the timeline past a year. That long window is an advantage: months, sometimes more, to reach the owner while they still hold title. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 62 counties. $0.22 a row, $0.50 minimum, no subscription.
New York foreclosures run through the courts under the RPAPL, with a mandatory settlement conference. Three public stages, and our list is the first, with by far the most time to work the deal.
The lender files a lis pendens (notice of pendency) and a summons and complaint in court. The owner has 20 to 30 days to answer. Owner still on title, with the longest working window in the country.
A settlement conference is required within 60 days of proof of service for owner-occupied homes. The case can sit here for months, with the owner still on title and motivated.
After a judgment of foreclosure and sale, the property goes to auction. Owner gone. The whole process often runs around 15 months, far longer if contested.
Live active-inventory volume from our own data, pulled at order. New York City and Long Island carry most of it. Pull any single county or combine several.
Leading counties by current inventory · live count shown before you pay · ~28,647 statewide
Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.
of records return at least one phone. Owner-occupied New York traces well.
Every phone checked against the Do-Not-Call registry before you download.
Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.
The live count you see before you pay is the count in your New York county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.
Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Kings leads for a test and pay eleven dollars.
Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.
Get started →New York timelines give you a year or more, not weeks, to reach the owner and structure a deal. Four buyer types work it four different ways.
The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.
Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.
Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.
Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.
Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. New York gives a clean court-filed signal, and we use it.
New York forecloses through the courts under the RPAPL, so the public signal is a lis pendens (notice of pendency) filed in court, not a recorded notice. New York returns about 28,600 active, the order of magnitude of true litigation inventory, not a six-figure proxy dump.
From the filed case through the mandatory settlement conference to the sale often runs about 15 months, among the longest in the country. That is far more time than any non-judicial state to reach the owner and structure a deal, while they still hold title.
Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a New York deal before you call.
The court-document detail (index number, exact lis pendens date, scheduled auction date) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.
The tools usually recommended for New York pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.
Pull 50 Kings leads for a test campaign and pay eleven dollars. Pull 5,000 across New York next month and pay for 5,000. Never pay for a month you didn't use.
The things New York buyers actually ask before their first list.
About 28,600 New York owners in active foreclosure litigation, skip-traced and DNC-scrubbed. Reach them with a year or more to work the deal, while they still hold the keys.
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