Pennsylvania · Judicial · Live
Pennsylvania
Pre-Foreclosure

Pennsylvania is judicial, starting with an Act 91 notice and a court complaint before any sheriff sale. The signal is a filed case, owner still on title.

Pennsylvania foreclosures go through the courts: an Act 91 notice gives the homeowner 30 days to seek credit counseling, then the lender files a complaint, and the case ends at a county sheriff sale. We reach owners at the filing, with months of working time. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 67 counties. $0.22 a row, $0.50 minimum, no subscription.

~9.9k
Active in PA
67
Counties
90+
Columns
$0.22
Per row
Sample record · Philadelphia County, PA
Foreclosure filed
Pre-sheriff-sale · owner on title
Property1234 Example Ave, Philadelphia PA
Owner[sample record]
Estimated equity$151,300 · 44%
Mortgage / lender$196,800 · on file
Mobile · DNC clear(215) 555-0148
Illustrative sample · 90+ columns per real record
The Pennsylvania window

A judicial clock to the sheriff sale

Pennsylvania foreclosures run through the courts, with an Act 91 counseling notice up front. Three public stages, and our list is the first, with months of working time.

Your list
Stage 1 · Act 91 + complaint
Case filed

An Act 91 notice gives the owner 30 days to seek credit counseling, then the lender files a complaint. The owner has 20 days to respond. Owner still on title and reachable.

Stage 2 · judgment
Court order

The case proceeds to a judgment authorizing the sale. The owner remains on title through this phase.

Stage 3 · sheriff sale
Auction / REO

The county sheriff sells the property, with at least 30 days notice of sale. Owner gone. The process runs several months to over a year.

Where it is concentrated

Pennsylvania pre-foreclosure, by county

Live active-inventory volume from our own data, pulled at order. Philadelphia and Allegheny (Pittsburgh) carry most of it. Pull any single county or combine several.

Philadelphia
2,788
Allegheny
1,347
Delaware
563
Montgomery
488
Bucks
420
York
360
Luzerne
219
Berks
196

Leading counties by current inventory · live count shown before you pay · ~9,888 statewide

Inside the data

What lands in every Pennsylvania record

Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.

pre_foreclosure_pennsylvania.csv
Foreclosure filed
Pre-sheriff-sale · owner on title
Property1234 Example Ave, Philadelphia PA
Owner[sample record]
Estimated equity$151,300 · 44%
Mortgage balance$196,800
Years owned15
Mobile · DNC clear(215) 555-0148
Filing matchedDNC clearOwner found90+ cols
Reachability
70-80%

of records return at least one phone. Owner-occupied Pennsylvania traces well.

Compliance

DNC-scrubbed

Every phone checked against the Do-Not-Call registry before you download.

Full profile

90+ columns per row

Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.

lis_pendensequity %owner6 phones3 emailsAPNlast salevacanttax_delinquent
Freshness

Pulled at order, not a cached file

The live count you see before you pay is the count in your Pennsylvania county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.

Pricing
$0.22 / row

Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Philadelphia leads for a test and pay eleven dollars.

Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.

Get started →
Who works Pennsylvania pre-foreclosure

A sheriff-sale judicial market

Pennsylvania judicial timelines give you months to reach the owner before the sheriff sale. Four buyer types work it four different ways.

Cash-buyer wholesalers

14-day-close wholesale

The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.

Loss-mit specialists

Short-sale + DIL

Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.

Hard-money lenders

Bridge loan to cure

Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.

Defense attorneys

Foreclosure defense

Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.

Best for

  • Wholesalers running Pennsylvania cash-offer campaigns
  • Loss-mitigation and short-sale services during the case
  • Hard-money and bridge lenders on Pennsylvania equity
  • Foreclosure-defense attorneys answering a filed complaint

Not for

  • Post-sheriff-sale REO tracking (owner already gone)
  • Buyers who need the case number, filing date or sale date in the file
  • Anyone who wants a forced monthly subscription bundle
  • List-renters expecting exclusive, single-seat data
How Pennsylvania foreclosure works

The filed-case signal, not a soft-proxy guess

Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Pennsylvania gives a clean court-filed signal, and we use it.

Judicial, Act 91

Pennsylvania forecloses through the courts, preceded by an Act 91 credit-counseling notice, so the public signal is a filed foreclosure case, not a recorded notice. Pennsylvania returns about 9,900 active, the order of magnitude of true litigation inventory, not a six-figure proxy dump.

Months to the sheriff sale

The Act 91 notice runs 30 days, the owner has 20 days to answer the complaint, and the case proceeds to judgment and a county sheriff sale with 30 days notice. Months of time to reach the owner while they still hold title.

Enriched, ready to dial

Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a Pennsylvania deal before you call.

What we do not ship

The court-document detail (case number, filing date, scheduled sheriff-sale date) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.

Pay-as-you-go, not a forced subscription

Every other Pennsylvania pre-foreclosure tool makes you subscribe first

The tools usually recommended for Pennsylvania pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.

ToolPricing modelPay-as-you-go
PropStream~$99 / month
REDX~$50 / month
PropertyRadar~$50 / month
Skip Trace Depot$0.22 / row · plan optional

Pull 50 Philadelphia leads for a test campaign and pay eleven dollars. Pull 5,000 across Pennsylvania next month and pay for 5,000. Never pay for a month you didn't use.

Questions

Pennsylvania pre-foreclosure FAQ

The things Pennsylvania buyers actually ask before their first list.

Skip Trace Depot sells Pennsylvania pre-foreclosure lists pay-as-you-go: pick the state, a county, or a ZIP, see the live count, and pay $0.22 a row, $0.50 minimum, with no subscription. The list is the active pre-foreclosure cohort, owners with a filed foreclosure case, skip-traced and DNC-scrubbed, 90+ columns per row.
About 9,900 across the state at the moment you order, concentrated in Philadelphia and Allegheny (Pittsburgh). The exact live count for your county or ZIP is shown before you pay.
Judicial. Pennsylvania lenders must file a foreclosure case in court, preceded by an Act 91 credit-counseling notice, and the case ends at a county sheriff sale. The timeline runs several months to over a year.
An Act 91 notice tells the homeowner they are in default and gives them 30 days to meet with an approved credit-counseling agency before the lender can file a foreclosure. It is the first formal step ahead of the court case our list is built on.
After the Act 91 notice and a filed complaint, the owner has 20 days to answer, and the case proceeds to judgment and a sheriff sale with at least 30 days notice. The whole process runs several months to over a year, depending on the county and any defense.
By current inventory: Philadelphia leads by a wide margin, followed by Allegheny, Delaware, Montgomery and Bucks. You can pull any single county or combine several, and the live count is shown per geography before you pay.
Yes. Every record includes owner identity plus up to six phones and three emails, and every phone is checked against the Do-Not-Call registry before you download. You still own TCPA and Pennsylvania state-law compliance before dialing or texting.
$0.22 per delivered row pay-as-you-go, $0.50 minimum, no subscription required. Pull 50 leads for a test campaign and pay eleven dollars. If you run steady volume, an optional plan lowers the per-row rate.
Yes. Filter by state, county, or ZIP across all 67 Pennsylvania counties, see the available count for that exact geography, and pull only what you want.

Build your Pennsylvania pre-foreclosure list.

About 9,900 Pennsylvania owners in active foreclosure, skip-traced and DNC-scrubbed. Reach them before the sheriff sale, while they still hold the keys.

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