Kentucky foreclosures go through the court: a lis pendens and complaint, then, if unanswered, a Master Commissioner schedules a public auction, advertised three weeks. We reach owners at the filing, with months of working time. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 120 counties. $0.22 a row, $0.50 minimum, no subscription.
Kentucky foreclosures run through the court, with the sale handled by a Master Commissioner. Three public stages, and our list is the first, with months of working time.
The lender files a lis pendens and complaint in court. The owner has 20 days to respond. Owner still on title and reachable.
If unanswered, the court enters judgment and a Master Commissioner schedules a public auction, advertised three weeks. The owner is still on title.
The Master Commissioner sells the property at auction, with a redemption right if it sells below two-thirds of appraised value. Often about six months start to finish.
Live active-inventory volume from our own data, pulled at order. Louisville (Jefferson) and Lexington (Fayette) lead. Pull any single county or combine several.
Leading counties by current inventory · live count shown before you pay · ~1,927 statewide
Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.
of records return at least one phone. Owner-occupied Kentucky traces well.
Every phone checked against the Do-Not-Call registry before you download.
Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.
The live count you see before you pay is the count in your Kentucky county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.
Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Jefferson leads for a test and pay eleven dollars.
Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.
Get started →Kentucky judicial timelines give you months to reach the owner before the commissioner sale. Four buyer types work it four different ways.
The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.
Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.
Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.
Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.
Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Kentucky gives a clean court-filed signal, and we use it.
Kentucky forecloses through the court, with the sale handled by a Master Commissioner, so the public signal is a filed lis pendens, not a recorded notice. Kentucky returns about 1,900 active, the order of magnitude of true litigation inventory, not a six-figure proxy dump.
The owner has 20 days to respond, the court enters judgment, and the Master Commissioner advertises and sells the property, with a possible redemption right. The process often runs about six months.
Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a Kentucky deal before you call.
The court-document detail (case number, lis pendens date, scheduled sale date) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.
The tools usually recommended for Kentucky pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.
Pull 50 Jefferson leads for a test campaign and pay eleven dollars. Pull 5,000 across Kentucky next month and pay for 5,000. Never pay for a month you didn't use.
The things Kentucky buyers actually ask before their first list.
About 1,900 Kentucky owners in active foreclosure, skip-traced and DNC-scrubbed. Reach them before the commissioner sale, while they still hold the keys.
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