Massachusetts · Power of sale · Live
Massachusetts
Pre-Foreclosure

Massachusetts is power-of-sale, but with a 90-day right to cure and a required servicemembers court filing first. A clean early window.

Massachusetts forecloses by power of sale, but the lender must first give a 90-day right-to-cure notice and file a servicemembers court action before a sale, then publish the sale three weeks. That front-loaded process gives a clean early window while the owner still holds title. Skip-traced, DNC-scrubbed, pulled fresh. Filter by county or ZIP across all 14 counties. $0.22 a row, $0.50 minimum, no subscription.

~2.2k
Active in MA
14
Counties
90+
Columns
$0.22
Per row
Sample record · Worcester County, MA
Right to cure
Pre-sale · owner on title
Property1234 Example Ave, Worcester MA
Owner[sample record]
Estimated equity$234,700 · 39%
Mortgage / lender$358,200 · on file
Mobile · DNC clear(508) 555-0149
Illustrative sample · 90+ columns per real record
The Massachusetts window

A power of sale with a 90-day cure window

Massachusetts forecloses by power of sale, but front-loads a right-to-cure notice and a servicemembers filing. Three public steps, and our list is the first.

Your list
Stage 1 · right to cure
90-day notice

The lender must give a 90-day right-to-cure notice before accelerating the loan. Owner still on title and reachable, the earliest workable moment. Your list.

Stage 2 · servicemembers filing
Court action

The lender files a servicemembers court action and publishes the notice of sale once a week for three weeks. The owner stays reachable through the run-up.

Stage 3 · power-of-sale auction
Auction / REO

The property is sold at a public power-of-sale auction. Owner gone.

Where it is concentrated

Massachusetts pre-foreclosure, by county

Live active-inventory volume from our own data, pulled at order. Worcester, the Boston metro and the South Coast all show. Pull any single county or combine several.

Worcester
337
Middlesex
308
Essex
241
Bristol
231
Plymouth
229
Suffolk
209
Hampden
195
Norfolk
177

Leading counties by current inventory · live count shown before you pay · ~2,179 statewide

Inside the data

What lands in every Massachusetts record

Not just an address and a flag. A scored, contactable, deal-ready profile, 90+ columns per row.

pre_foreclosure_massachusetts.csv
Right to cure
Pre-sale · owner on title
Property1234 Example Ave, Worcester MA
Owner[sample record]
Estimated equity$234,700 · 39%
Mortgage balance$358,200
Years owned13
Mobile · DNC clear(508) 555-0149
Notice matchedDNC clearOwner found90+ cols
Reachability
70-80%

of records return at least one phone. Owner-occupied Massachusetts traces well.

Compliance

DNC-scrubbed

Every phone checked against the Do-Not-Call registry before you download.

Full profile

90+ columns per row

Owner identity, equity, mortgage, lender, distress flags, property detail, propensity scores.

pre_foreclosureequity %owner6 phones3 emailsAPNlast salevacanttax_delinquent
Freshness

Pulled at order, not a cached file

The live count you see before you pay is the count in your Massachusetts county right now. Most services cache monthly snapshots; we query at order time. Major-metro recorders update same-week.

Pricing
$0.22 / row

Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 50 Worcester leads for a test and pay eleven dollars.

Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.

Get started →
Who works Massachusetts pre-foreclosure

A front-loaded power-of-sale market

Massachusetts front-loads a 90-day cure and a court filing, giving a clean early window. Four buyer types work it four different ways.

Cash-buyer wholesalers

14-day-close wholesale

The core buyer. Cash offer around 60-70% ARV, owner avoids a foreclosure on their credit report. Needs hard-money or private-capital backing.

Loss-mit specialists

Short-sale + DIL

Negotiate a discounted payoff with the lender on the owner behalf. Lower margin per deal, more deals per list.

Hard-money lenders

Bridge loan to cure

Lend enough to cure the default, take a first-lien position, refi out later. Low conversion, high ticket.

Defense attorneys

Foreclosure defense

Owners hit with a default notice are actively searching for help, and direct attorney outreach at this window converts well.

Best for

  • Wholesalers running Worcester and Boston-metro campaigns
  • Loss-mitigation and short-sale services inside the cure window
  • Hard-money and bridge lenders on high Massachusetts equity
  • Foreclosure-defense attorneys at the right-to-cure stage

Not for

  • Post-sale REO or foreclosure-deed tracking (owner already gone)
  • Buyers who need the exact notice date, amount or sale date in the file
  • Anyone who wants a forced monthly subscription bundle
  • List-renters expecting exclusive, single-seat data
How Massachusetts foreclosure works

The right-to-cure signal, not a soft-proxy guess

Most "pre-foreclosure" lists are dressed-up proxies: 90+ days late plus high loan-to-value. Massachusetts gives a clean public signal, and we use it.

Power of sale, front-loaded

Massachusetts forecloses by power of sale, but front-loads a 90-day right-to-cure notice and a required servicemembers court filing before any sale. Massachusetts returns about 2,200 active, the order of magnitude of true inventory, not a six-figure proxy dump.

A clean early window

A 90-day right-to-cure notice precedes acceleration, then the servicemembers filing and a three-week published notice precede the sale. That gives a clean early window where the owner still holds title and is reachable.

Enriched, ready to dial

Owner identity, skip-traced phones and emails, estimated equity, mortgage balance and lender. 90+ columns, so you score a Massachusetts deal before you call.

What we do not ship

The recorder-document detail (exact notice date, amount, scheduled sale date) is not in the file. You get the flag, the owner, the equity picture, and the contact path, pulled fresh. Filings are public record, so we do not promise exclusivity.

Pay-as-you-go, not a forced subscription

Every other Massachusetts pre-foreclosure tool makes you subscribe first

The tools usually recommended for Massachusetts pre-foreclosure data are $50-100-a-month subscriptions, billed whether or not you pull a single list. We charge by the row, with an optional plan for high-volume teams.

ToolPricing modelPay-as-you-go
PropStream~$99 / month
REDX~$50 / month
PropertyRadar~$50 / month
Skip Trace Depot$0.22 / row · plan optional

Pull 50 Worcester leads for a test campaign and pay eleven dollars. Pull 5,000 across Massachusetts next month and pay for 5,000. Never pay for a month you didn't use.

Questions

Massachusetts pre-foreclosure FAQ

The things Massachusetts buyers actually ask before their first list.

Skip Trace Depot sells Massachusetts pre-foreclosure lists pay-as-you-go: pick the state, a county, or a ZIP, see the live count, and pay $0.22 a row, $0.50 minimum, with no subscription. The list is the active pre-foreclosure cohort, owners in the power-of-sale process, skip-traced and DNC-scrubbed, 90+ columns per row.
About 2,200 across the state at the moment you order, spread across Worcester, the Boston metro and the South Coast. The exact live count for your county or ZIP is shown before you pay.
Mostly non-judicial. Massachusetts forecloses by power of sale, but the lender must give a 90-day right-to-cure notice and file a servicemembers court action before a sale. So there is a court step, but no full judicial case.
Before accelerating the loan and foreclosing, a Massachusetts lender must give the borrower a 90-day right-to-cure notice for an owner-occupied home. It is the first formal step, and our list targets that window.
The lender gives a 90-day right-to-cure notice, files a servicemembers court action to confirm the borrower is not on active military duty, publishes the notice of sale once a week for three weeks, then holds a power-of-sale auction.
By current inventory: Worcester and Middlesex lead, followed by Essex, Bristol and Plymouth. You can pull any single county or combine several, and the live count is shown per geography before you pay.
Yes. Every record includes owner identity plus up to six phones and three emails, and every phone is checked against the Do-Not-Call registry before you download. You still own TCPA and Massachusetts state-law compliance before dialing or texting.
$0.22 per delivered row pay-as-you-go, $0.50 minimum, no subscription required. Pull 50 leads for a test campaign and pay eleven dollars. If you run steady volume, an optional plan lowers the per-row rate.
Yes. Filter by state, county, or ZIP across all 14 Massachusetts counties, see the available count for that exact geography, and pull only what you want.

Build your Massachusetts pre-foreclosure list.

About 2,200 Massachusetts owners in the power-of-sale process, skip-traced and DNC-scrubbed. Reach them in the cure window, while they still hold the keys.

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