REO · Bank-owned · Post-foreclosure

REO and
Bank-Owned Lists

The properties the bank now owns and wants gone: post-foreclosure inventory, often discounted to clear the books.

When a foreclosure ends without a buyer, title reverts to the lender and the property becomes REO. Lenders carry these as a cost and price them to move. We deliver bank-owned inventory with the property profile and the record holder, so you can source and pursue discounted deals. Filter by county or ZIP. $0.22 a row, $0.50 minimum, no subscription.

Build your list → See what is in a record

Bank-owned

Title

90+

Columns

Discounted

Inventory

$0.22

Per row

Sample record · REO property

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Bank-owned (REO)

Title reverted to lender · post-foreclosure

Property1234 Example Rd, single-family

StatusREO · bank-owned

Title holderLender / servicer of record

Est. value$268,000

Last saleForeclosure sale on record

Property profileBeds, baths, sqft, year built

Illustrative sample · 90+ columns per real record

Why REO inventory is worth sourcing

Four reasons banks price REO to move

A bank is a lender, not a landlord. Every month an REO sits on the books it costs taxes, insurance and maintenance, so the holder is motivated to clear it.

Signal 1

A motivated institutional seller

The lender does not want to own real estate. Carrying costs and capital rules push them to dispose, which is where a discount comes from.

Signal 2

Title is clean

Foreclosure typically wipes junior liens, so REO often comes with cleaner title than a pre-foreclosure deal where you inherit the mess.

Signal 3

Built for flips and rentals

Discounted, often dated inventory is the classic fixer target for flippers and buy-and-hold investors.

Signal 4

Time on market means price room

The longer an REO sits, the more room there is to negotiate on price. Sourcing the full inventory lets you find the stale ones.

Motivated holder + cleaner title + rehab upside + age on market · filtered before you pay

Inside the data

What lands in every REO record

Not just an address and a flag. A scored, contactable, deal-ready homeowner profile, 90+ columns per row.

reo_bank_owned.csv

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Bank-owned (REO)

Title reverted to lender · post-foreclosure

Property1234 Example Rd, single-family

StatusREO · bank-owned

Title holderLender / servicer of record

Est. value$268,000

Beds / baths3 / 2

Year built1986

Last eventForeclosure sale on record

REO flaggedBank-ownedProfile90+ cols

What you get

Inventory

Each record identifies the bank-owned property and the record holder, plus the property profile. This is inventory sourcing, not homeowner skip-trace.

Source

Public record

Built from recorded post-foreclosure title transfers. Provided as-is for inventory sourcing.

Full profile

90+ columns per row

Property detail, valuation, record holder of title, last recorded event, and the REO status flag. Bank-owned records identify the institution on title, not a homeowner.

reo_flagtitle_holderest_valuebedsbathssqftyear_builtlast_salecounty

Freshness

Pulled at order, not a cached file

The live count you see before you pay is the count matching your filter right now. Most list vendors hand you a cached monthly snapshot; we query at order time, so owner and contact data are current.

Pricing

$0.22 / row

Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 100 bank-owned properties in your county for a test and pay twenty-two dollars.

Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.

Build your list →

Who works REO inventory

For investors sourcing discounted deals

REO is an inventory product, not a cold-call product. The buyer wants to find the right discounted properties and then pursue them through the listing.

Fix-and-flip investors

Find the fixer stock

Dated, discounted bank-owned homes are the classic flip target. Source the full inventory and pick the spreads that work.

Buy-and-hold landlords

Build the rental portfolio

REO at a discount improves your cap rate from day one. Filter the markets and price bands you buy in.

Wholesalers and dispo

Match inventory to buyers

Know the bank-owned supply in a market so you can match it to your cash-buyer list and broker the spread.

Agents and BPO pros

Track REO supply

Watch bank-owned inventory and time on market in your farm area to win listings and valuations.

Best for

Fix-and-flip investors sourcing discounted stock
Buy-and-hold landlords building a portfolio
Wholesalers matching inventory to cash buyers
Agents tracking REO supply in a farm area

Not for

Anyone expecting a homeowner cell phone (the bank holds title)
Buyers who need the listing agent or asset-manager contact in the file
Teams who want a forced monthly subscription
List-renters expecting exclusive, single-seat data

Two ways to pull owner data

A whole list, or one owner you already have

Buy a filtered list when you want a campaign. When you only need the owner and contact behind one specific address, look it up on its own.

Build a list

Filter the cohort by state, county or ZIP
See the live count, pay $0.22 a row, $0.50 minimum
Skip-traced and DNC-scrubbed CSV in minutes
Best for dialer, SMS, mail and email campaigns

Build your list →

Look up one address

Have one address? Get the owner and contact path
Owner identity, phones, emails and property profile for $10
No list, no subscription, instant single-record pull
Best for a one-off before a high-value outreach

Property Lookup →

Pay-as-you-go, not a forced subscription

REO-data tools make you subscribe first

Bank-owned and foreclosure inventory is usually sold behind a monthly subscription, billed whether or not you pull a list. We charge by the row, with an optional plan for high-volume teams.

SourcePricing modelPay-as-you-go

PropStream~$99 / month✗

Foreclosure / REO sitesMonthly or per-export✗

MLS data toolsMembership required✗

Skip Trace Depot$0.22 / row · plan optional✓

Pull 100 bank-owned properties for a test and pay twenty-two dollars. Pull the full county inventory next quarter and pay only for the rows you pull. Never pay for a month you didn't use.

Questions

REO and bank-owned FAQ

What REO buyers ask before their first list.

Skip Trace Depot sells REO lists pay-as-you-go. You filter to properties where title reverted to the lender after foreclosure, see the live count, and pay $0.22 a row with a $0.50 minimum and no subscription. Each record carries the property profile, valuation and the record holder of title.

No, and we will not pretend otherwise. On a bank-owned property the lender holds title, so there is no homeowner to skip-trace. REO is an inventory-sourcing product: you get the property and the record holder, then you pursue the deal through the listing or the disposition channel.

Source discounted inventory to flip or hold, match bank-owned supply to your cash-buyer list, and track REO volume and time on market in a farm area. It is for finding the right properties, not for cold-calling a homeowner.

Pre-foreclosure and auction are owner-stage products where a person still holds title and can sell to you directly. REO is post-foreclosure: the bank already owns it. If you want owner contact, use the pre-foreclosure or auction list instead.

$0.22 per delivered row pay-as-you-go, $0.50 minimum, no subscription. Pull 100 properties in your county for a test and pay twenty-two dollars. An optional plan lowers the rate for steady volume.

Yes. Filter by state, county or ZIP and narrow by the value band you buy in. The live count for that exact filter is shown before you pay.

Pulled at order time with a live count shown before you pay, so the bank-owned inventory reflects what is recorded in the county now, not a stale monthly file.