Judgment / lien · Encumbered title · Motivated
Judgment and
Lien Lists

The owners with a cloud on their title: a recorded judgment or lien, real financial pressure, and a reason to sell.

A recorded judgment or lien is a public signal of financial distress and a problem the owner has to resolve before a clean sale. We deliver those owners, skip-traced and DNC-scrubbed, pulled fresh. Filter by county or ZIP. Pay-as-you-go. $0.22 a row, $0.50 minimum, no subscription.

Build your list → See the signals
On title
Recorded
90+
Columns
Owner
Skip-traced
$0.22
Per row
Sample record · judgment / lien
◆
Judgment / lien on title
Recorded encumbrance · owner on title
Property1234 Example Pl, single-family
Owner[sample record]
StatusJudgment / lien recorded
Estimated equity$121,900 · 41%
Mobile · DNC clear(555) 555-0148
Email[email protected]
Illustrative sample · 90+ columns per real record
Why the judgment cohort sells

Four reasons an encumbrance forces a decision

A lien or judgment does not go away on its own. It blocks a clean sale, accrues, and pressures the owner to deal with it, which is exactly the moment an investor can help.

Signal 1

Owner still on title

The owner holds the property and has to clear the encumbrance to sell or refinance. There is a person to talk to and a problem to solve.

Signal 2

A debt with a deadline feel

Judgments accrue interest and liens cloud title. The longer it sits, the worse it gets, which pushes the owner toward a sale.

Signal 3

Equity to work with

Many encumbered owners still have equity above the lien. A structured cash offer can clear the lien and still leave them whole.

Signal 4

A motivated, under-worked list

Most wholesalers chase the same pre-foreclosure and probate lists. Judgment and lien owners are distressed and far less contacted.

On title + accruing debt + equity above the lien + under-worked · filtered before you pay

Inside the data

What lands in every judgment record

Not just an address and a flag. A scored, contactable, deal-ready homeowner profile, 90+ columns per row.

judgment_lien.csv
◆
Judgment / lien on title
Recorded encumbrance · owner on title
Property1234 Example Pl, single-family
Owner[sample record]
StatusJudgment / lien recorded
Estimated equity$121,900 · 41%
Years owned12
Mobile · DNC clear(555) 555-0148
Email[email protected]
Lien flaggedDNC clearOwner found90+ cols
Reachability
70-80%

of records return at least one phone. Owner-occupied single-family traces well.

Compliance

DNC-scrubbed

Every phone checked against the federal Do-Not-Call registry before you download.

Full profile

90+ columns per row

Owner identity, distress flag, estimated equity, mortgage, lender, property detail, and contact path.

judgment_lien_flagequity %owner6 phones3 emailsAPNlast_salemortgagevacant
Freshness

Pulled at order, not a cached file

The live count you see before you pay is the count matching your filter right now. Most list vendors hand you a cached monthly snapshot; we query at order time, so owner and contact data are current.

Pricing
$0.22 / row

Pay-as-you-go, no subscription required. You only pay for delivered rows, $0.50 minimum. Pull 150 encumbered-title owners in your county for a test and pay thirty-three dollars.

Running steady volume? An optional subscription drops your per-row rate. Subscribe only when the volume makes it cheaper. See plans.

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Who works judgment and lien owners

For buyers who can solve a title problem

The owner has a problem, not just a property. The buyers who win here lead with the solution to the encumbrance.

Cash-buyer wholesalers

Clear the lien, close fast

Structure an offer that pays off the judgment or lien at closing and still works. The owner gets out clean instead of stuck.

Workout and short-sale specialists

Negotiate the encumbrance

Settle or subordinate the lien, then transact. A real skill set for a real problem the owner cannot solve alone.

Note and lien investors

Buy the position

Where the strategy fits, acquire the lien or judgment itself and work it directly.

Attorneys and title pros

Resolution services

Owners with a clouded title are actively looking for someone who can clear it so they can sell or refinance.

Best for

  • Wholesalers who structure offers around clearing the lien
  • Workout and short-sale specialists
  • Note and lien investors
  • Attorneys and title pros offering resolution

Not for

  • Buyers who need the exact judgment amount or lien holder in the file
  • Anyone wanting a clean, no-encumbrance list
  • Teams who want a forced monthly subscription
  • List-renters expecting exclusive, single-seat data
Two ways to pull owner data

A whole territory, or the one house in front of you

Buy a filtered list when you want a campaign. When a rep is parked outside a house that obviously needs the work, look up that single address instead.

Build a list

  • Filter owner-occupied single-family by build era, equity and ZIP
  • See the live count, pay $0.22 a row, $0.50 minimum
  • Skip-traced and DNC-scrubbed CSV in minutes
  • Best for canvassing routes and dialer or SMS campaigns
Build your list →

Look up one address

  • Driving the neighborhood: type one address, get the owner
  • Owner identity, contact path and property profile for $10
  • No list, no subscription, instant single-record pull
  • Best when your crew is standing in front of the house
Property Lookup →
Pay-as-you-go, not a forced subscription

Lien-data tools make you subscribe first

Distressed-owner and lien data is usually behind a monthly subscription, billed whether or not you pull a list. We charge by the row, with an optional plan for high-volume teams.

SourcePricing modelPay-as-you-go
PropStream~$99 / month✗
Distressed-data subscriptionsMonthly, billed regardless✗
County record servicesPer-search or membership✗
Skip Trace Depot$0.22 / row · plan optional✓

Pull 150 encumbered owners for a test and pay thirty-three dollars. Pull 5,000 across the metro next month and pay for 5,000. Never pay for a month you didn't use.

Questions

Judgment and lien FAQ

What distressed-property buyers ask before their first list.

Skip Trace Depot sells judgment and lien lists pay-as-you-go. You filter to owners with a recorded judgment or lien against title, see the live count, and pay $0.22 a row with a $0.50 minimum and no subscription. Every record is skip-traced and DNC-scrubbed, 90+ columns.
The list flags owners with a recorded public-record judgment or lien against the property. We provide the distress flag, the owner and the contact path. The exact lien type, amount and holder are not in the file, so verify the specifics in the county record before you structure a deal.
A judgment or lien blocks a clean sale or refinance, accrues over time, and is a problem the owner cannot ignore. That pressure is what makes them more willing to sell or settle than a typical owner.
$0.22 per delivered row pay-as-you-go, $0.50 minimum, no subscription. Pull 150 owners in your county for a test and pay thirty-three dollars. An optional plan lowers the rate for steady volume.
No. The recorder-level detail is not in the file. You get the flag, the owner, the equity picture and the contact path, pulled fresh. Pull the specific document from the county before acting.
Yes. Every phone is checked against the federal Do-Not-Call registry before you download. You still own TCPA and state-law compliance before you dial or text.
Yes. Filter by state, county or ZIP and pull only what you work. The live count for that exact filter is shown before you pay.

Build your judgment and lien list.

Owners with a recorded encumbrance and a reason to sell, skip-traced and DNC-scrubbed. Lead with the solution and win the deal.

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